Transaction Fees and Credit Card Rates
One of the most significant differences between plans is how much you pay in transaction fees. On higher-tier plans, credit card fees are lower. After your sales are high enough, these savings might cover the higher monthly plan cost.
The exact point where upgrading saves you money depends on your location and whether you use Shopify Payments. Review the current rates on the Shopify pricing page to calculate your specific break-even point. All three core plans - Basic, Grow, and Advanced - are available at a 25% discount when billed annually.
When upgrading to the Grow plan saves money:
So for India, Grow starts saving money over Basic at roughly ₹49–50 lakh/year in online sales, assuming payments go through a third-party gateway.
When upgrading to the Advanced plan saves money:
In India, based on Shopify’s annual prices and third-party transaction fees, upgrading from Grow to Advanced starts saving money at roughly ₹5.1 crore/year in online sales, assuming those sales are processed through third-party payment providers.